Fred Hynes

What's New: Summer is here, but do not let your guard down. We all know too well that it can change in an instant. Be prepared. At Fred Hynes State Farm, we’re thankful for our community and proud to help safeguard what matters most to you. Whether you’re traveling to see loved ones, hosting at home, or preparing for severe weather, we’re here to keep your coverage strong and reliable.

Give us a call or stop by today to review your auto, home, business or life insurance and get ready for the holidays with confidence. 🏡🚗💛 #FredHynesStateFarm #ThankfulForYou #LebanonMO

About Me: Welcome to the Fred Hynes State Farm Agent office! Since 1999, we have been dedicated to serving the Lebanon, Missouri, community. With over 30 years of experience at State Farm, I am proud to offer personalized service and guidance to help you choose insurance coverage for your unique needs. Our team is committed to providing a welcoming environment where we care for our customers like family. Come in, get a cup of coffee, and lets talk.

We are thrilled to offer a wide range of insurance products. Whether you're looking to help safeguard your car, home, or family, we are here to assist you with State Farm's Auto, Home, and Life Insurance. Looking at a new roof, please consider a hail resistive shingle. Talk to us and your roofer. If you get the proper kind of roof, it could save you money on your insurance.

For those growing a small business, we provide Business Insurance, and Financial Services are available to assist you with your goals. In addition, our team offers Pet Insurance for furry friends, Health Insurance for your well-being, and Boat Insurance for weekends at the lake. We invite you to contact us to review your options or request a quote.

I graduated from the University of Missouri with a BS in accountancy and hold the CLU® and ChFC® designations. We also love to give back to our community through participating and supporting local events. In my free time, I enjoy fishing, hunting, hiking, and sharing moments with my family, including my wife, two grown kids, and our pet dog, Watson. My passion for helping others stems from my parent who are still serving their community of Mexico, MO even though they are both in their 80's. Wow!

We look forward to building lasting relationships with our customers. For your convenience, we offer in-person, virtual, and in-home appointments, and our reach extends to Stoutland, Falcon, and Grovespring. Give us a call or stop by our pet-friendly office to discuss how we may assist you!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Fred is here to help your Lebanon household feel covered.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Looking for coverage? Talk with Fred about your options in Lebanon.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Fred is proud to serve the Lebanon community.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Serving Lebanon and the surrounding area, Fred can help answer your questions.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. For personalized coverage in Lebanon, MO, reach out to Fred.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Have questions? Fred in Lebanon can walk you through your options.